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- Been refused credit elsewhere?
- CCJs, IVAs or defaults?
- Self employed with no accounts?
- Mortgage arrears?
- Consolidation of your debts?
- Retired or Hard to Prove Income?
- Blacklisted?

We are registered members of the following Associations:
•
 Associations Of Finance Brokers
(AFB)
•
 Financial Services Authority
(FSA)

Cruise Offer

The following terms and conditions will apply to this prize draw:

  1. The competition is open to UK residents only.
  2. The competition is only open to people aged 18 or over.
  3. Participants must have a valid email and postal address to participate and have completed  a secured loan or remortgage application before 31st December 2007.
  4. Participants must supply full details as required by the entry form. No responsibility is accepted for ineligible or fraudulent entries.
  5. Information provided by Participants in registering for this competition will be used by Beech Finance for marketing purposes.
  6. This competition is not open to employees or contractors of Beech Finance or any person directly or indirectly involved in the organisation or running of the competition or their direct family members.
  7. Each Participant can enter only once.
  8. This prize draw closes on 31st December 2007. Notification of winning: the winner will be sent an email providing further information about the prize and how to claim it during January 2008.Winners will be required to confirm acceptance of the prize by replying to the email within 7 days of this date.
  9. If a winner does not confirm acceptance of the prize within 7 days, they will automatically forego the rights to claim for the prize and a new winner will be chosen.
  10. The winner agrees to the use of their name and image in any promotional activity following the competition.

The prize

  1. The prize is a Spanish cruise for two or to the total cost of £1,500. The travel operator is chosen on day of purchase.
  2. This competition is organised by Beech Financial Management Ltd, Venture House, Cross Street, Macclesfield, Cheshire. SK11 7PG.
  3. No purchase is necessary to take part in this competition.

Terms and conditions

  1. Beech Financial Management Ltd reserve the right to withdraw or amend any offer, at any time, without notice.
Any queries regarding the offer should be made to
cruise-compertition@beechfinance.co.uk

 
. Quick Application
.

We have designed this form to make the process easier for you.

We have a dedicated team of advisors who will work on your application and give you a decision within 2 hours.

Why not give it a go and see how much you could save or apply for.
Don’t forget to choose your free gift.
 
 
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BE FREE TO CHOOSE THE RIGHT FINANCE PACKAGE FOR YOU


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

The overall cost for comparison is 7.9% APR.

The actual rate will depend upon your circumstances. Ask for a personalised illustration. A fee may be payable on completion, typically £1950. This fee may be up to 3% of the gross mortgage amount, subject to a minimum of £995 and a maximum of £2,450. The precise amount may depend upon your circumstances. No Mortgage, NO Fee.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Typical 14.9% APR variable.
(NOTE: the majority of our clients will receive a rate lower than this.)

The Financial Services Authority does not at present regulate Secured Loans.

* Available on completion of secured loans and re-mortgages over £15,000, completed and funds paid to customer within 1 month of applying. Images are for illustration purposes only, actual model may differ. Gifts are subject to availability, cash equivalent will be offered if no stock is available. Initial delivery costs met by us, any additional charges incurred must be met by applicant.Can not be used in conjunction with any other offers.
A list of lenders is available upon request.
 

We are licensed under the Consumer Credit Act 2006 - reform of the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises. Beech Financial Management Limited (England and Wales No. 03582398).Venture House, Cross Street, Macclesfield, Cheshire. SK11 7PG
Most Buy to let mortgages are not regulated by the Financial Services Authority.


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