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IDD Information

As you are applying for a Mortgage application, please read our Initial Discosure Document.

-	Been refused credit elsewhere?
-	CCJs, IVAs or defaults?
-	Self employed with no accounts?
-	Mortgage arrears?
-	Consolidation of your debts?
-	Retired or Hard to Prove Income?
-	Blacklisted?

We are registered members of the following Associations:


•	Associations Of Finance Brokers (AFB)

•	Financial Services Authority (FSA)

Debt Consolidation

Find out if consolidationg your debts could help your finances.

Possible advantages of debt consolidation are:

You only have one debt instead of many, and therefore only one debt payment to make a month.
You only have one creditor to deal with, so sorting out any problems will be easier.
Debt consolidation can give you the chance to improve the organisation of your finances as your debt and time frame for paying it off will be clearer.
If chosen carefully, a debt consolidation loan could work out cheaper for you in the long run, with less interest to pay, etc (note, this isn't always the case).

Quick Application

We have designed this form to make the process easier for you. We have a dedicated team of advisors who will work on your application and give you a decision within 2 hours. Why not give it a go and see how much you could save or apply for. Don’t forget to choose your free gift.
Loan Type
Amount Required
How Long
Purpose of Loan
Residential Status
Title
First Name
Surname
Email Address
Telephone Number
House Number
Postcode
Gift*

Calculator

Loan Amount

Loan Term

Select Rate

Payment £ monthly

Total Payable £

BE FREE TO CHOOSE THE RIGHT FINANCE PACKAGE FOR YOU

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY

The overall cost for comparison is 7.9% APR.

The actual rate will depend upon your circumstances. Ask for a personalised illustration. A fee may be payable on completion, typically £1950. This fee may be up to 3% of the gross mortgage amount, subject to a minimum of £995 and a maximum of £2,450. The precise amount may depend upon your circumstances. No Mortgage, NO Fee.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

Typical 14.9% APR variable.
(NOTE: the majority of our clients will receive a rate lower than this.)

The Financial Services Authority does not at present regulate Secured Loans.

* Available on completion of secured loans and re-mortgages over £15,000, completed and funds paid to customer within 1 month of applying. Images are for illustration purposes only, actual model may differ. Gifts are subject to availability, cash equivalent will be offered if no stock is available. Initial delivery costs met by us, any additional charges incurred must be met by applicant.Can not be used in conjunction with any other offers.

A list of lenders is available upon request.

We are licensed under the Consumer Credit Act 2006 - reform of the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises. Beech Financial Management Limited (England and Wales No. 03582398).Venture House, Cross Street, Macclesfield, Cheshire. SK11 7PG
Most Buy to let mortgages are not regulated by the Financial Services Authority.

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